• Login
    View Item 
    •   Repository Home
    • Research Papers
    • School of Business
    • Department of Business and Entrepreneurship
    • View Item
    •   Repository Home
    • Research Papers
    • School of Business
    • Department of Business and Entrepreneurship
    • View Item
    JavaScript is disabled for your browser. Some features of this site may not work without it.

    Cash management practice, SACCO size and Kenya’s deposit taking saving and credit co-operatives financial sustainability

    Thumbnail
    View/Open
    Full text (604.4Kb)
    Date
    2020
    Author
    Kiai, Richard Muthii
    Kyalo, Teresia Ngina
    Maina, Justus Nderitu
    Metadata
    Show full item record
    Abstract
    Deposit taking Savings and Credit Co-operatives (SACCO) are solution to social dilemmas like abject poverty, living standards and unemployment. Nevertheless, 14 percent do not maintain sound cash management practices despite SACCOs oversight authority in Kenya offering guidelines and supervision to the enterprises that would assist in maintaining their financial sustainability. This necessitated for the evaluation of the moderating effect of SACCO size on cash management practice and financial sustainability. A descriptive cross-sectional survey design with a positivism philosophical paradigm was adopted. Emailed questionnaire and data collection sheet were used in data collection which registered a 95 percent response rate. A binary logistic regression results established that with presence of a moderator for the predictor sub-variables, the strength of the relationship between variables registered an insignificant change but with introduction of interaction term, the strength of relationship between variables changed. The study concluded that SACCO size portrayed a statistically significant moderating effect on predictor sub-variables and response variable. The study thus recommends that the management need to consider increasing their SACCO sizes through merging, acquiring the non-performing SACCOs or even conducting intensive marketing since large size SACCO have low chances of being financially unsustainable.
    URI
    https://karuspace.karu.ac.ke/handle/20.500.12092/2456
    Collections
    • Department of Business and Entrepreneurship [89]

    Karatina University copyright © 2017-2019  | Powered by DSpace
    Contact Us | Send Feedback | OAI-PMH Compliant
    Theme by Systems Librarian
      

     

    Browse

    All of RepositoryCommunities & CollectionsBy Issue DateAuthorsTitlesSubjectsThis CollectionBy Issue DateAuthorsTitlesSubjects

    My Account

    LoginRegister

    Statistics

    View Usage Statistics

    Karatina University copyright © 2017-2019  | Powered by DSpace
    Contact Us | Send Feedback | OAI-PMH Compliant
    Theme by Systems Librarian